New: Check out our latest $26 million financing news

Serving Ontario, Alberta, Saskatchewan, and Manitoba. Stay tuned for our upcoming expansion!

Unlock your home ownership journey,

Sign up today!

Start the program with as little as 2% down and build up your savings one month at a time until you're ready to buy with 2 - 4 years.

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Why rent when you can rent-to-own?

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Move in today
Choose from any publicly listed homes for sale and move in as fast as one month
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Your terms, your decision
Buyback the home or cash out your savings, its your call
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Build your savings
Save a part of your rent towards your down payment one month at a time
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Credit boost
Improve your credit score with each rent payment
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Stress-free certainty
Your future buyback price is guaranteed from the start, no surprises!
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Personalized coaching
Tailored one-on-one financial education unique to you to help you get mortgage-ready

Get on the path to home ownership today!

Where do you want to live?
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Minimum
$ ? ? ?
down payment
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Minimum
$ ? ? ?
household income
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Minimum 500 credit score
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Maximum 50% debt-to-income ratio
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Not in an active consumer proposal or bankruptcy
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No unpaid collections or defaulted debt with balance outstanding
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“ We were approved within 48 hours, got a realtor the same time and within one month we closed on a home “

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Kimberly J.R. moved in August 2023
Edmonton, Alberta
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“ They were able to help us keep our home when traditional avenues weren’t working for us. “

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Shelby F. moved in September 2023
Warman, Saskatchewan
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“From our initial contact to get the process started through to completion, Amy and her team were 100% transparent in their requirements and expectations.”

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Chad B. bought back the home in September 2023
Saskatoon, Saskatchewan

Why rent when you can rent-to-own?

Step 1
Apply to pre-qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
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Find out your eligibility and home budget - it's free & won’t impact your credit!
Step 2
Get full approval
Submit documents to verify your application & get fully approved with a home shopping budget.
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Submit documents to verify your application & get fully approved with a home shopping budget.
Step 3
Find your dream home
You pick the home you would like us to purchase. We buy it for you!
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You pick the home you would like us to purchase. We buy it for you!
Step 4
We buy the home
We buy the home & pay for closing costs including land transfer tax & lawyers fees.
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We buy the home & pay for closing costs including land transfer tax & lawyers fees.
Step 5
Move in & save up
Rent your dream home and start saving more of your down payment every month.
Rent your dream home and start saving more of your down payment every month.
Step 6
Buy your home
When you're mortgage-ready, buy back the home or walk away and cash out your savings.
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When you're mortgage-ready, buy back the home at a guaranteed price.

Meet our homeowners
Raquel

“What an amazing feeling to be a homeowner and to know that everything you've worked for over the last two years is really coming to fruition ”

From maternity leave to a Sault Ste. Marie homeowner in 24 months

Let’s do the math for you

Discover your personalized home shopping budget by getting prequalified in just 5 minutes – no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

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If the home price is

Requity Homes can only purchase homes between $150,000 - $600,000.
Start
Initial Deposit
$5,000
2 - 10% down payment based on risk profile
Rent
Monthly Payment
$2,356
Rent
$2,093
Savings
$293
Buy
Buyback Price
Year 1
$262,500
Year 2
$275,625
Year 3
$289,406
Based on a 5% annual price increase
These payments will be credited toward the final buyback price.
Initial Deposit
$5,000
Cumulative Monthly Savings
$10,548
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Cumulative Down Payment
$15,548

FAQ