Get approved in 24 hours! Serving Ontario, Alberta, Saskatchewan, and Manitoba.

How our rent-to-own program works?

Step 1
Apply to pre-qualify
Find out your eligibility and home budget - it's free & won’t impact your credit!
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Find out your eligibility and home budget - it's free & won’t impact your credit!
Step 2
Get full approval
Submit documents to verify your application & get fully approved with a home shopping budget.
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Submit documents to verify your application & get fully approved with a home shopping budget.
Step 3
Find your dream home
You pick the home you would like us to purchase. We buy it for you!
a magnifying glass over a house with a window
You pick the home you would like us to purchase. We buy it for you!
Step 4
We buy the home
We buy the home & pay for closing costs including land transfer tax & lawyers fees.
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We buy the home & pay for closing costs including land transfer tax & lawyers fees.
Step 5
Move in & save up
Rent your dream home and start saving more of your down payment every month.
Rent your dream home and start saving more of your down payment every month.
Step 6
Buy your home
When you're mortgage-ready, buy back the home or walk away and cash out your savings.
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When you're mortgage-ready, buy back the home at a guaranteed price.

Let’s do the math for you

Discover your personalized home shopping budget by getting prequalified in just 5 minutes – no impact on your credit score! Use our calculator to learn more about how our monthly payments work!

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If the home price is

Requity Homes can only purchase homes between $150,000 - $600,000.

I want to

Start
Initial Deposit
$5,000
2 - 10% down payment based on risk profile
Rent
Monthly Payment
$2,356
Rent
$2,093
Savings
$293
Buy
Buyback Price
Year 1
$262,500
Year 2
$275,625
Year 3
$289,406
Based on a 5% annual price increase
These payments will be credited toward the final buyback price.
Initial Deposit
$5,000
Cumulative Monthly Savings
$10,548
equal sign
Cumulative Down Payment
$15,548
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We cover property tax and landlord insurance during the rent-to-own term.
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We pay all transaction costs, including legal fees and title insurance, when we buy the home upfront.

Why Requity Homes?

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Quality rental homes
you can own
Requity expands home ownership options by converting for-sale homes into rent-to-own properties. Explore your future home now, with the option to purchase later.
credit score
Building beyond
fair credit
With Requity, a fair credit score is just the beginning. Our program fosters financial improvement alongside stable housing, guiding you towards better credit and home ownership readiness.
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New beginnings
For newcomers without local credit history, Requity offers a welcoming path to home ownership, focusing on your potential beyond credit scores.
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Income flexibility
Requity supports self-employed and gig workers on their home ownership journey, without strict income history requirements. Your employment type won't hinder your path to owning a home.
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Guaranteed stability
With Requity, say goodbye to rental uncertainty. Our program provides stability, ensuring your home won't be sold suddenly or lease terminated unexpectedly.

Get on the path to home ownership today!

Don’t see your location? Join our waitlist to get notified when Requity comes to your area!

Where do you want to live?
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Minimum
$ ? ? ?
down payment
Minimum
$ ? ? ?
household income
Minimum 500 credit score
Maximum 50% debt-to-income ratio
Not in an active consumer proposal or bankruptcy
No unpaid collections or defaulted debt with balance outstanding

Frequently asked questions (FAQs) about rent-to-own

There are many misconceptions for a program like ours. We’re here to change them.

What kind of homes do you have?
Is there a down payment required for rent-to-own?
How much is monthly payment?
How does the pricing work?
How does rent-to-own work?
What are the requirements for rent-to-own?
What is the interest rate?
Show more FAQs

Have other questions or want to learn more? We’d love to book a call a with you.

Prefer to speak with our team in another language?

We speak English, Mandarin, Tagalog, Russian, Twi, Fante, and Hindi. Book a call and provide your information, including your preferred language.
Book a Call
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Your home ownership begins here.