Discover the step-by-step journey that guides renters through our program—from initial qualification all the way to becoming future homeowners.
We buy your dream home today. You rent it while building savings and credit, then buy it back when you're mortgage-ready.
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Quality Rental Homes You Can Own
Requity expands home ownership options by converting for-sale homes into rent-to-own properties. Explore your future home now, with the option to purchase later.
Building Beyond Fair Credit
With Requity, a fair credit score is just the beginning. Our program fosters financial improvement alongside stable housing, guiding you towards better credit and home ownership readiness.
Guaranteed Stability
With Requity, say goodbye to rental uncertainty. Our program provides stability, ensuring your home won't be sold suddenly or lease terminated unexpectedly.
New Beginnings
For newcomers without local credit history, Requity offers a welcoming path to home ownership, focusing on your potential beyond credit scores.
Income Flexibility
Requity supports self-employed and gig workers on their home ownership journey, without strict income history requirements. Your employment type won't hinder your path to owning a home.
Your Home Ownership Begins Here.
Explore a clear path that helps you build savings, improve credit, and prepare for future ownership.
Eligibility At A Glance
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$70,000+ Minimum household income
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2% Down payment or more
No active bankruptcy or consumer proposal
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Minimum credit score of 500
Target Market
Newcomers to Canada building credit history
Self-employed workers and business owners with non-traditional income
Life transitions – divorce, relocation, career changes with job offers
Individuals with credit blemishes but can afford monthly payments
Where We Operate
We operate in 4 provinces, focusing on markets we love — high-potential communities where clients can thrive. These examples are illustrative, not restrictive:
Ontario
Azilda, Chelmsford, Cornwall, Hanmer, Kingston, Niagara Falls, North Bay, Quinte, Renfrew County, Rideau–St. Lawrence, Sarnia, Sault Ste. Marie, Sudbury, Thunder Bay, Val Therese, Windsor–Essex
Saskatchewan
Martensville, Regina, Saskatoon, Warman
Alberta
Beaumont, Blackfalds, Clairmont, Coaldale, Edmonton, Grande Prairie, Lacombe, Leduc, Lethbridge, Medicine Hat, Penhold, Red Deer, Sherwood Park, Spruce Grove, St. Albert, Stony Plain, Westlake
Manitoba
Brandon, Steinbach, Winnipeg
Targeting communities of 20,000+ with established municipal services.
What Homes Are Eligible
Move-In Ready Homes
Ensure clients can start building equity immediately.
Freehold Single-Family Homes
Options that hold long-term value.
Municipal Water & Sewer
Homes must be connected to municipal services for lender friendly funding.
Communities of 20,000+
Targeting municipalities with established infrastructure and services.
Price Range
Homes priced between $200,000 – $600,000.
At Requity Homes, protecting your personal and financial information is one of our highest priorities.
Secure by design
We use proven encryption and trusted cloud infrastructure to help protect your personal and financial information.
Canadian regulatory compliance
We align our processes with applicable Canadian data-protection requirements.
Strict privacy controls
We protect access to sensitive data, follow least-privilege practices, and only collect what we need to run the service.
Ongoing monitoring
We monitor for unusual activity and regularly update our systems to address new risks.
Give your clients clarity in minutes with transparent rent-to-own payment scenarios that support confident decision-making.
See how rent-to-own works for your budget with monthly payment estimates and built-in savings toward your future down payment.
Rent is rent and it won't be deducted from the buyback price.
Few ways to reduce your monthly payments
• Look at homes with a lower price
• Put down a higher initial down payment
• Sublet the rooms for extra income
A smarter, safer path to homeownership — explained.
Rent your dream home while we help you save for a down payment.
